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Here's a concise rundown of key verification strategies :
- Address Verification System (AVS): Checks the registered address on the card against what’s on record with the issuing institution.
- Card Verification Value (CVV): Obtains the three- or four-digit digit located on the rear of the card for confirmation .
- 3D Secure: Implements an extra layer of validation involving the user's financial institution to approve the transaction .
- Device Fingerprinting: Recognizes the device used to make the payment to flag potential fraud .
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